@import "https://fonts.googleapis.com/css2?family=Inter:wght@400;500;600;700;800&display=swap";:root{--ink:#303030;--muted:#5e5e5e;--brand:#2d297d;--brand-secondary:#413bac;--brand-dark:#242067;--brand-light:#4e4ab2;--brand-soft:#eeedf8;--surface:#f6f6f6;--line:#d9d8e5;--white:#fff;--shadow:0 18px 48px #24206721;--radius:8px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{color:var(--ink);background:var(--white);margin:0;font:16px/1.62 Inter,Segoe UI,Arial,sans-serif}img{max-width:100%;height:auto}a{color:var(--brand);text-underline-offset:3px}a:hover{color:var(--brand-dark)}button,input,textarea{font:inherit}button,a{-webkit-tap-highlight-color:transparent}:focus-visible{outline-offset:2px;box-shadow:0 0 0 6px var(--brand-light);outline:3px solid #fff}h1,h2,h3{color:var(--brand-dark);letter-spacing:-.02em;margin:0 0 .6em;font-family:Inter,Segoe UI,Arial,sans-serif;font-weight:700;line-height:1.22}h1{font-size:clamp(1.78rem,3.2vw,3.02rem)}h2{font-size:clamp(1.3rem,2.1vw,1.92rem)}h3{font-size:1rem}p{margin:0 0 1.2rem}ul{padding-left:1.2rem}.container{width:min(1180px,100% - 40px);margin-inline:auto}.skip-link{z-index:9999;color:var(--brand-dark);border:2px solid var(--brand);background:#fff;border-radius:4px;padding:12px 18px;font-weight:700;position:fixed;top:10px;left:10px;transform:translateY(-150%)}.skip-link:focus{transform:none}.sr-only{clip:rect(0, 0, 0, 0);white-space:nowrap;width:1px;height:1px;position:absolute;overflow:hidden}.eyebrow{color:var(--brand);letter-spacing:.045em;margin-bottom:10px;font-size:.78rem;font-weight:700}.section{padding:clamp(54px,6.5vw,82px) 0}.section-soft{background:var(--surface)}.section-dark{color:#ececff;background:var(--brand-dark)}.section-dark h2,.section-dark h3,.section-dark a{color:var(--white)}.section-heading{max-width:720px;margin-bottom:42px}.section-heading p{color:var(--muted);font-size:1rem}.section-dark .section-heading p{color:#c9c9e8}.market-strip{color:#fff;background:var(--brand-dark);font-size:.82rem}.market-strip a{color:#fff;font-weight:700}.market-strip-inner{justify-content:space-between;align-items:center;gap:26px;min-height:36px;display:flex}.strip-links{gap:20px;display:flex}.site-header{z-index:100;border-bottom:1px solid var(--line);-webkit-backdrop-filter:blur(12px);backdrop-filter:blur(12px);background:#fffffffa;position:sticky;top:0}.header-inner{justify-content:space-between;align-items:center;gap:26px;min-height:78px;display:flex}.brand{flex:none;display:inline-flex}.brand img{width:218px}.nav{align-items:center;gap:18px;display:flex}.nav>a:not(.button){color:var(--ink);font-size:.88rem;font-weight:700;text-decoration:none;position:relative}.nav>a:not(.button):after{content:"";background:var(--brand);height:2px;transition:right .2s;position:absolute;bottom:-8px;left:0;right:100%}.nav>a:not(.button):hover:after{right:0}.nav-toggle{border:1px solid var(--line);color:var(--ink);background:#fff;border-radius:8px;padding:8px 10px;font-weight:700;display:none}.nav-toggle span:first-child{margin-right:8px;font-size:1.35rem}.investor-ticker{color:#17143e;background:#f4c84f;border-top:1px solid #2420672e;border-bottom:1px solid #2420672e;grid-template-columns:auto minmax(0,1fr);align-items:stretch;min-height:36px;display:grid}.ticker-control{z-index:1;color:#fff;background:var(--brand-dark);cursor:pointer;border:0;border-right:1px solid #ffffff40;min-width:104px;padding:6px 12px;font-size:.73rem;font-weight:700;position:relative}.ticker-viewport{align-items:center;min-width:0;display:flex;overflow:hidden}.ticker-track{will-change:transform;width:max-content;animation:34s linear infinite ticker-scroll;display:flex}.ticker-copy{white-space:nowrap;align-items:center;gap:30px;margin:0;padding:0 30px;font-size:.8rem;font-weight:600;display:flex}.ticker-copy strong{color:var(--brand-dark);letter-spacing:.005em;font-family:Inter,Segoe UI,Arial,sans-serif;font-size:.84rem;font-weight:800}.ticker-copy span{position:relative}.ticker-copy span:before{content:"•";color:var(--brand);position:absolute;left:-20px}.investor-ticker:hover .ticker-track,.investor-ticker:focus-within .ticker-track,.investor-ticker.is-paused .ticker-track{animation-play-state:paused}@keyframes ticker-scroll{to{transform:translate(-50%)}}.button{border:2px solid var(--brand);color:#fff;background:var(--brand);letter-spacing:-.005em;cursor:pointer;border-radius:6px;justify-content:center;align-items:center;min-height:44px;padding:9px 18px;font-family:Inter,Segoe UI,Arial,sans-serif;font-size:.875rem;font-weight:700;text-decoration:none;transition:transform .2s,box-shadow .2s,background .2s;display:inline-flex}.button:hover{color:#fff;background:var(--brand-dark);transform:translateY(-2px);box-shadow:0 10px 24px #2d297d33}.button-small{min-height:40px;padding:8px 17px;font-size:.875rem}.button-secondary{color:var(--brand);background:0 0}.button-secondary:hover{color:#fff}.home-hero .button-secondary{color:#fff;border-color:#ffffffbf}.home-hero .button-secondary:hover{color:var(--brand-dark);background:#fff}.button-light{color:var(--brand-dark);background:#fff;border-color:#fff}.button-light:hover{color:#fff;background:var(--brand-light);border-color:var(--brand-light)}.button-row{flex-wrap:wrap;gap:12px;display:flex}.home-hero{background:var(--brand-dark);align-items:center;min-height:560px;display:grid;position:relative;overflow:hidden}.home-hero:before{content:"";background:linear-gradient(90deg,#1b1853c2 0%,#2d297d6b 43%,#2d297d0a 78%),url(/assets/home-main-cover.webp) 50%/cover no-repeat;animation:18s ease-in-out infinite alternate hero-photo-drift;position:absolute;inset:-2%}.home-hero:after{content:"";border:90px solid #4e4ab24d;border-radius:50%;width:480px;height:480px;position:absolute;bottom:-210px;right:-170px}.hero-content{z-index:2;color:#f5f4ff;text-shadow:0 2px 14px #0c0a2e57;max-width:580px;padding:66px 0;position:relative}.hero-content .eyebrow{color:#fff}.hero-content h1{color:#fff;max-width:550px;font-size:clamp(1.82rem,2.6vw,2.67rem)}.hero-content>p:not(.eyebrow){max-width:540px;font-size:1rem}.hero-proof{color:#ededfb;flex-wrap:wrap;gap:16px;margin-top:26px;font-size:.86rem;display:flex}.hero-market-art{z-index:1;opacity:.78;pointer-events:none;filter:drop-shadow(0 18px 30px #0a083047);width:min(43vw,580px);height:auto;animation:5.8s ease-in-out infinite market-bulls-float;position:absolute;bottom:34px;right:clamp(10px,3vw,52px)}@media (width>=701px){.hero-content{max-width:none}}@keyframes hero-photo-drift{0%{transform:scale(1.02)translate(0)}to{transform:scale(1.07)translate(-1.2%)}}@keyframes market-bulls-float{0%,to{filter:drop-shadow(0 18px 30px #0a083047);transform:translate(0,0)scale(1)}50%{filter:drop-shadow(0 24px 38px #0a083061);transform:translateY(-9px)scale(1.015)}}.hero-proof span{align-items:center;gap:8px;display:flex}.hero-proof span:before{content:"✓";width:23px;height:23px;color:var(--brand);background:#fff;border-radius:50%;place-items:center;font-weight:900;display:grid}.stat-grid{z-index:2;border-radius:var(--radius);box-shadow:var(--shadow);background:#fff;grid-template-columns:repeat(4,1fr);margin-top:-48px;display:grid;position:relative;overflow:hidden}.stat{border-right:1px solid var(--line);align-items:flex-start;gap:14px;padding:28px;display:flex}.stat:last-child{border:0}.stat-icon{width:25px;height:25px;color:var(--brand);flex:none}.stat strong{color:var(--brand);font-size:1.22rem;line-height:1.2;display:block}.stat span{color:var(--muted);font-size:.9rem}.card-grid{grid-template-columns:repeat(3,1fr);gap:22px;display:grid}.card{border:1px solid var(--line);border-radius:var(--radius);background:#fff;padding:30px;transition:transform .25s,border-color .25s,box-shadow .25s;position:relative;overflow:hidden;box-shadow:0 12px 34px #262a530f}.card:after{content:"";border:18px solid var(--brand-soft);border-radius:50%;width:105px;height:105px;transition:transform .35s;position:absolute;top:-58px;right:-58px}.card:hover{border-color:#bbb8dc;transform:translateY(-7px);box-shadow:0 22px 45px #2420671f}.card:hover:after{transform:scale(1.22)}.card-number{color:#fff;background:var(--brand);border-radius:4px;place-items:center;width:42px;height:42px;margin-bottom:20px;font-weight:900;display:grid}.icon-tile{z-index:1;color:#fff;background:linear-gradient(135deg, var(--brand), var(--brand-light));border-radius:6px;place-items:center;width:48px;height:48px;margin-bottom:22px;transition:transform .25s;display:grid;position:relative;box-shadow:0 9px 20px #2d297d33}.icon-tile svg{width:25px;height:25px}.card:hover .icon-tile{transform:rotate(-4deg)scale(1.06)}.card p{color:var(--muted)}.card-link{font-weight:800}.section-visual-banner{color:#fff;background:var(--brand-dark);border-radius:var(--radius);min-height:430px;box-shadow:var(--shadow);align-items:end;margin-bottom:30px;display:grid;position:relative;overflow:hidden}.section-visual-banner:after{content:"";background:linear-gradient(90deg,#131142eb,#24206794 62%,#2420672e);position:absolute;inset:0}.section-visual-banner>img{object-fit:cover;width:100%;height:100%;position:absolute;inset:0}.section-visual-copy{z-index:1;max-width:790px;padding:clamp(32px,6vw,68px);position:relative}.section-visual-copy .eyebrow,.section-visual-copy h2{color:#fff}.section-visual-copy h2{margin:0;font-size:clamp(1.42rem,2.65vw,2.52rem)}.section-lead{max-width:850px;color:var(--muted);margin:0 0 38px;font-size:1rem}.two-col{grid-template-columns:1fr 1fr;align-items:center;gap:clamp(36px,7vw,86px);display:grid}.visual-pop{transition:transform .35s,box-shadow .35s,filter .35s;box-shadow:0 18px 42px #24206729}.visual-pop:hover{filter:saturate(1.04);transform:translateY(-7px)scale(1.008);box-shadow:0 28px 64px #2420673d}.visual-pop:active{transform:translateY(-2px)scale(1.003)}.image-frame{position:relative}.image-frame img{aspect-ratio:4/3;object-fit:cover;border-radius:var(--radius);width:100%;box-shadow:var(--shadow);display:block}.creative-image{border-radius:var(--radius);overflow:hidden}.creative-image img{transition:transform .7s}.creative-image:hover img{transform:scale(1.035)}.image-frame:after{content:"";z-index:-1;border:3px solid var(--brand-light);border-radius:var(--radius);position:absolute;inset:20px -16px -16px 20px}.check-list{padding:0;list-style:none}.check-list li{margin:12px 0;padding-left:32px;position:relative}.check-list li:before{content:"✓";color:var(--brand);font-weight:900;position:absolute;left:0}.process-grid{counter-reset:step;grid-template-columns:repeat(3,1fr);gap:22px;display:grid}.process-step{border-top:4px solid var(--brand-light);border-radius:0 0 var(--radius) var(--radius);background:#ffffff12;padding:30px 28px;position:relative}.process-step:before{counter-increment:step;content:"0" counter(step);color:#c9c9e8;letter-spacing:.04em;margin-bottom:8px;font-family:Inter,Segoe UI,Arial,sans-serif;font-size:.9rem;font-weight:700;display:block}.process-icon{color:#fff;width:34px;height:34px;margin-bottom:15px;transition:transform .25s}.process-step:hover .process-icon{transform:translateY(-3px)scale(1.07)}.cta-band{color:#fff;background:linear-gradient(120deg, var(--brand), var(--brand-secondary));border-radius:var(--radius);box-shadow:var(--shadow);justify-content:space-between;align-items:center;gap:30px;padding:44px;display:flex}.cta-band h2{color:#fff;margin-bottom:8px}.cta-band p{color:#ddddf5;margin:0}.cta-band p a{color:#fff;font-weight:700;text-decoration-thickness:2px}.page-hero{color:#dfdef5;background:linear-gradient(120deg, var(--brand-dark), var(--brand));position:relative;overflow:hidden}.page-hero-image{object-fit:cover;opacity:.3;width:100%;height:100%;position:absolute;inset:0}.page-hero-with-image:before{content:"";z-index:1;background:linear-gradient(90deg,#242067f0,#2d297d9e);position:absolute;inset:0}.page-hero:after{content:"";border:70px solid #4e4ab259;border-radius:50%;width:360px;height:360px;position:absolute;top:-220px;right:-80px}.page-hero-inner{z-index:2;padding:68px 0 62px;position:relative}.page-hero .eyebrow{color:#fff}.page-hero h1{color:#fff;max-width:900px;font-size:clamp(1.72rem,2.95vw,2.67rem)}.page-hero p:last-child{max-width:760px;margin:0;font-size:1rem}.leader-grid{grid-template-columns:repeat(2,1fr);gap:28px;display:grid}.leader-card{border:1px solid var(--line);border-radius:var(--radius);background:#fff;grid-template-columns:190px 1fr;display:grid;overflow:hidden;box-shadow:0 12px 34px #24206714}.leader-card img{object-fit:cover;width:100%;height:100%;min-height:280px}.leader-content{padding:24px}.leader-name-box{color:#fff;background:linear-gradient(120deg, var(--brand-dark), var(--brand));border-left:4px solid #f4c84f;border-radius:6px;margin-bottom:16px;padding:12px 14px;box-shadow:0 8px 20px #24206729}.leader-name-box h3{color:#fff;letter-spacing:-.01em;margin:0 0 4px;font-size:1.12rem}.leader-name-box .role{color:#eeedff;margin:0;font-size:.8rem;font-weight:600;line-height:1.35}.value-grid{grid-template-columns:repeat(3,1fr);gap:22px;display:grid}.value-card{border-left:4px solid var(--brand-light);border-radius:0 var(--radius) var(--radius) 0;background:#fff;padding:28px;transition:transform .25s,box-shadow .25s}.value-card>svg{width:30px;height:30px;color:var(--brand);margin-bottom:18px}.value-card:hover{box-shadow:var(--shadow);transform:translateY(-5px)}.service-detail{border-top:1px solid var(--line);grid-template-columns:minmax(280px,38%) minmax(0,1fr);align-items:center;gap:clamp(28px,5vw,62px);padding:44px 0;scroll-margin-top:180px;display:grid}.service-detail:first-child{border-top:0}.service-detail:nth-child(2n){grid-template-columns:minmax(0,1fr) minmax(280px,38%)}.service-detail:nth-child(2n) .service-visual{order:2}.service-visual{width:100%}.service-visual img{aspect-ratio:3/2;object-fit:cover;border-radius:var(--radius);width:100%;box-shadow:var(--shadow);display:block}.service-copy-wide{grid-column:1/-1;max-width:860px}.service-label{color:var(--brand);letter-spacing:.01em;margin-bottom:10px;font-size:.875rem;font-weight:700}.service-detail p{color:var(--muted)}.research-grid{grid-template-columns:1.12fr .88fr;align-items:center;gap:clamp(34px,7vw,88px);display:grid}.research-grid-reverse{grid-template-columns:.88fr 1.12fr}.research-image img{aspect-ratio:2;object-fit:cover;border-radius:var(--radius);width:100%;box-shadow:var(--shadow);display:block}.research-note{border:1px solid var(--line);border-left:4px solid var(--brand-light);border-radius:var(--radius);background:#fff;max-width:800px;padding:26px}.resource-list{grid-template-columns:repeat(2,1fr);gap:18px;padding:0;list-style:none;display:grid}.resource-list a{min-width:0;min-height:78px;color:var(--ink);border:1px solid var(--line);overflow-wrap:anywhere;background:#fff;border-radius:14px;justify-content:space-between;align-items:center;gap:20px;padding:20px 24px;font-weight:800;text-decoration:none;display:flex}.resource-link-icon{color:#fff;background:linear-gradient(135deg, var(--brand-dark), var(--brand-light));border:2px solid #f4c84f;border-radius:50%;flex:none;width:38px;height:38px;padding:8px;transition:transform .2s,box-shadow .2s;box-shadow:0 7px 18px #24206733}.resource-list a:hover{border-color:var(--brand);box-shadow:0 10px 28px #262a5314}.resource-list a:hover .resource-link-icon{transform:translate(2px,-2px);box-shadow:0 10px 22px #24206747}.advisory-list{counter-reset:advisory;grid-template-columns:repeat(2,1fr);gap:18px;margin:0;padding:0;list-style:none;display:grid}.advisory-list li{border:1px solid var(--line);border-radius:var(--radius);counter-increment:advisory;background:#fff;min-height:180px;padding:28px 28px 26px 76px;position:relative;box-shadow:0 10px 30px #2420670d}.advisory-list li:before{content:counter(advisory, decimal-leading-zero);color:var(--brand);font-family:Inter,Segoe UI,Arial,sans-serif;font-size:1.05rem;font-weight:700;position:absolute;top:28px;left:24px}.advisory-list strong{color:var(--brand-dark);margin-bottom:6px;display:block}.alert-grid{grid-template-columns:repeat(2,1fr);gap:20px;display:grid}.alert-card{border:1px solid var(--line);border-top:4px solid var(--brand-light);border-radius:0 0 var(--radius) var(--radius);background:#fff;align-items:flex-start;gap:18px;padding:28px;display:flex}.alert-card>svg{width:30px;height:30px;color:var(--brand);flex:none}.alert-card p:last-child{margin-bottom:0}.regulatory-layout{grid-template-columns:minmax(0,1.08fr) minmax(0,.92fr);align-items:start;gap:clamp(40px,7vw,88px);display:grid}.regulatory-layout>*{min-width:0}.regulatory-summary{grid-template-columns:minmax(0,1fr);gap:20px;display:grid}.regulatory-summary>h2,.regulatory-resources>h2{margin-bottom:24px}.compact-resource-list{grid-template-columns:1fr;gap:12px}.compact-resource-list a{min-height:62px;padding:15px 18px}.download-table{border-collapse:collapse;border:1px solid var(--line);background:#fff;width:100%}.download-table caption{color:var(--muted);text-align:left;padding:0 0 16px}.download-table th,.download-table td{text-align:left;border-bottom:1px solid var(--line);padding:18px 20px}.download-table th{color:var(--brand-dark);background:var(--brand-soft)}.download-table tr:last-child td{border-bottom:0}.download-link{white-space:nowrap;font-weight:800}.download-showcase{grid-template-columns:1.05fr .95fr;align-items:center;gap:clamp(38px,7vw,86px);display:grid}.charter-layout{grid-template-columns:.88fr 1.12fr;align-items:center;gap:clamp(34px,6vw,72px);display:grid}.charter-cards{gap:20px;display:grid}.charter-cards h2{font-size:clamp(1.32rem,2.35vw,1.87rem)}.mini-feature{color:var(--brand-dark);align-items:center;gap:13px;margin:15px 0;font-weight:700;display:flex}.mini-feature svg{width:24px;height:24px;color:var(--brand);flex:none}.contact-grid{grid-template-columns:.8fr 1.2fr;gap:60px;display:grid}.visual-band{color:#fff;background:var(--brand-dark);border-radius:var(--radius);min-height:410px;box-shadow:var(--shadow);grid-template-columns:1.3fr .7fr;display:grid;overflow:hidden}.visual-band>img{object-fit:cover;width:100%;height:100%;min-height:410px}.visual-band-copy{flex-direction:column;justify-content:center;padding:clamp(34px,5vw,62px);display:flex;position:relative}.visual-band-copy:before{content:"";border:28px solid #ffffff1a;border-radius:50%;width:160px;height:160px;position:absolute;bottom:-70px;right:-60px}.visual-band-copy .eyebrow,.visual-band-copy h2{color:#fff}.contact-panel{color:#e9e8ff;background:var(--brand-dark);border-radius:var(--radius);padding:32px}.contact-panel h2,.contact-panel a{color:#fff}.contact-panel address{font-style:normal}.contact-item{border-bottom:1px solid #ffffff24;grid-template-columns:25px 1fr;gap:12px;padding:20px 0;display:grid}.contact-item>svg{color:#c9c9e8;width:21px;height:21px;margin-top:3px}.contact-item:last-child{border:0}.contact-item strong{color:#fff;letter-spacing:.01em;margin-bottom:4px;font-size:.8rem;display:block}.directions-link{margin-top:14px;font-weight:700;display:inline-block}.contact-form{border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);background:#fff;padding:32px}.contact-form label{color:var(--brand-dark);margin-bottom:18px;font-size:.875rem;font-weight:700;display:block}.contact-form input,.contact-form textarea{width:100%;color:var(--ink);background:#fff;border:1px solid #aeb3c7;border-radius:9px;margin-top:7px;padding:13px 14px}.contact-form input:focus,.contact-form textarea:focus{border-color:var(--brand)}.form-row{grid-template-columns:1fr 1fr;gap:16px;display:grid}.form-note{color:var(--muted);margin:16px 0 0;font-size:.9rem}.form-success{color:#1b1b1b;border-left:4px solid var(--brand);background:#eeedf8;padding:12px}.form-error{color:#1b1b1b;background:#f5eaea;border-left:4px solid #8a1c1c;padding:12px}.consent{grid-template-columns:22px 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14px;font-size:.82rem;font-weight:700;line-height:1.35}.personnel-card>p:last-child{margin-bottom:0}.icon-card{align-items:flex-start;gap:18px;display:flex}.icon-card>svg{width:30px;height:30px;color:var(--brand);flex:none}.compliance-grid{grid-template-columns:repeat(2,1fr);gap:22px;display:grid}.compliance-grid-three{grid-template-columns:repeat(3,1fr)}.complaint-layout{grid-template-columns:1.1fr .9fr;align-items:start;gap:clamp(38px,7vw,82px);display:grid}.complaint-steps{counter-reset:complaint;gap:16px;margin:0;padding:0;list-style:none;display:grid}.complaint-steps li{border:1px solid var(--line);border-radius:var(--radius);counter-increment:complaint;background:#fff;padding:20px 22px 20px 70px;position:relative}.complaint-steps li:before{content:counter(complaint);color:#fff;background:var(--brand);border-radius:50%;place-items:center;width:30px;height:30px;font-weight:800;display:grid;position:absolute;top:20px;left:22px}.complaint-steps strong,.complaint-steps 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